If you love moist, chocolaty treats with a hint of natural sweetness, the Chocolate Banana Bread Recipe is about to become your new obsession. This delightful twist on classic banana bread blends the rich depth of cocoa and melty chocolate chips with ripe bananas’ tender, fruity essence. Every bite offers a perfect balance of flavors and an irresistibly soft texture that keeps you reaching for one more slice. It’s easy to make and a guaranteed crowd-pleaser whether for breakfast, snack time, or dessert.

Ingredients You’ll Need
Gathering simple ingredients is the first secret to baking a delicious loaf with the perfect texture and flavor. Each element plays a vital role, from the smooth butter that adds richness to the bananas that lend natural sweetness and moisture.
- All-purpose flour: Provides the structure to help your bread hold together perfectly.
- Unsweetened cocoa powder: Brings deep chocolate flavor without added sweetness, balancing the sugars.
- Baking soda: Helps the bread rise and become delightfully fluffy.
- Baking powder: Adds lightness alongside baking soda for just the right crumb.
- Butter (softened): Offers a tender crumb and adds richness to every bite.
- Brown sugar (packed): Provides warmth and moisture, giving the bread a caramel undertone.
- Granulated sugar: Adds sweetness and helps create a nice crust.
- Eggs: Bind the ingredients while adding moisture and structure.
- Mashed bananas: The heart of the bread, offering natural sweetness and that signature banana flavor.
- Semi-sweet chocolate chips: Melting pockets of chocolate that make each slice decadent.
- Half and half: Adds a subtle creamy richness to keep the bread moist.
- Butter (for topping): Used to create a glossy chocolate topping.
- Vanilla extract: Enhances all the flavors, tying everything together.
How to Make Chocolate Banana Bread Recipe
Step 1: Prepare Your Ingredients
Start by preheating your oven and greasing your loaf pan to ensure your bread comes out easily without sticking. Mash the bananas until smooth but still slightly chunky for texture. Then, sift together the flour, cocoa powder, baking soda, and baking powder—this helps incorporate air and avoids lumps, which ensures a tender crumb.
Step 2: Mix the Wet Ingredients
In a large bowl, cream the softened butter with both the brown and granulated sugars until light and fluffy. Beat in the eggs one at a time, making sure they are fully incorporated. Stir in the mashed bananas and half and half, followed by the vanilla extract for that warm, inviting aroma.
Step 3: Combine Wet and Dry Ingredients
Gently fold the dry ingredients into the wet mixture, taking care not to overmix. Overmixing can make the bread tough, so just combine until no flour pockets remain. Lastly, stir in the semi-sweet chocolate chips to distribute them evenly throughout the batter.
Step 4: Bake to Perfection
Pour the batter into your prepared loaf pan, smoothing the top. In a small saucepan, melt the butter and brown sugar together until glossy, then remove from heat and stir in additional chocolate chips and vanilla extract to create a luscious topping. Spread this mixture gently on top of the batter before placing the pan in the oven for about 60 minutes. Bake until a toothpick inserted in the center comes out clean or with just a few moist crumbs.
How to Serve Chocolate Banana Bread Recipe

Garnishes
A light dusting of powdered sugar or a drizzle of melted chocolate elevates this bread for a simple yet elegant presentation. Fresh banana slices or a sprinkle of chopped nuts add beautiful texture and visual appeal as well.
Side Dishes
This Chocolate Banana Bread pairs wonderfully with a scoop of vanilla ice cream or a dollop of whipped cream for dessert. For a breakfast treat, enjoy it alongside a cup of strong coffee or warm milk to start your day on a sweet note.
Creative Ways to Present
For a fun twist, slice the bread into thick pieces and toast them lightly, then spread with almond butter or cream cheese. You can also cut the bread into cubes for a decadent bread pudding or skewer it with fruit for a dessert kabob.
Make Ahead and Storage
Storing Leftovers
Wrap your leftover slices tightly in plastic wrap or store them in an airtight container at room temperature for up to three days to keep the bread moist and fresh.
Freezing
If you want to keep this deliciousness longer, chocolate banana bread freezes beautifully. Slice it first for easy thawing, then wrap each piece in plastic wrap and place in a freezer bag. It keeps well for up to three months.
Reheating
To warm your frozen or leftover bread, pop slices in the toaster oven or microwave them briefly. This brings back the softness and melts the chocolate chips for that fresh-baked experience every time.
FAQs
Can I use overripe bananas for this recipe?
Absolutely! Overripe bananas are ideal because they are sweeter and softer, which enhances the flavor and moisture of your chocolate banana bread.
Is it possible to substitute the butter with oil?
Yes, you can use vegetable oil or melted coconut oil instead of butter, which will keep the bread moist, though the texture and flavor may be slightly different.
Can I use dark chocolate instead of semi-sweet chocolate chips?
Definitely. Dark chocolate chips will give your bread a richer, more intense chocolate flavor if that’s what you prefer.
How do I know when the bread is fully baked?
Insert a toothpick into the center of the loaf; if it comes out clean or with a few moist crumbs (not wet batter), your bread is done.
Can I make this recipe vegan?
With some substitutions like flax eggs for the eggs and plant-based butter or oil, this Chocolate Banana Bread Recipe can be adjusted for a vegan diet.
Final Thoughts
This Chocolate Banana Bread Recipe is truly a champion for anyone craving a perfect balance of fruity sweetness and chocolatey indulgence. Its easy preparation and irresistible taste make it a staple you’ll want to bake again and again. Trust me, once you try this recipe, it will hold a special place in your kitchen and your heart!
Print
Chocolate Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Total Time: 1 hour 15 minutes
- Yield: 8 servings
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
A rich and moist Chocolate Banana Bread combining ripe bananas and cocoa for a delightful treat. This easy-to-make loaf features semi-sweet chocolate chips for extra chocolaty goodness, perfect for breakfast or dessert.
Ingredients
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1/2 cups unsweetened cocoa powder
- 1 teaspoon baking soda
- 1/2 teaspoon baking powder
Wet Ingredients
- 1/2 cup butter (softened)
- 1/4 cup brown sugar (packed)
- 1/2 cup granulated sugar
- 2 eggs
- 1 1/3 cups mashed bananas (about 4 small bananas)
- 1/4 cup half and half
- 1/2 teaspoon vanilla extract
- 1 teaspoon butter (for topping)
- 2 tablespoons brown sugar (packed) (for topping)
Chocolate Chips
- 1 cup semi-sweet chocolate chips (in batter)
- 1/3 cup semi-sweet chocolate chips (for topping)
Instructions
- Prepare Dry Ingredients: In a medium bowl, sift together the all-purpose flour, unsweetened cocoa powder, baking soda, and baking powder. Set aside to keep the leavening agents evenly distributed.
- Cream Butter and Sugars: In a large mixing bowl, cream the softened butter with the brown sugar and granulated sugar until light and fluffy. This ensures a tender crumb and balanced sweetness.
- Add Eggs and Bananas: Beat in the eggs one at a time, ensuring each is fully incorporated. Then mix in the mashed bananas and vanilla extract to add moisture and flavor.
- Combine Ingredients: Gradually add the dry ingredients into the wet mixture, alternating with the half and half. Stir just until combined to avoid overmixing, which can lead to a dense bread.
- Fold in Chocolate Chips: Gently fold 1 cup of semi-sweet chocolate chips into the batter to evenly distribute throughout the bread.
- Prepare the Pan: Preheat the oven to 350°F (175°C). Grease a loaf pan with butter or non-stick spray to prevent sticking.
- Pour and Top Batter: Pour the batter into the prepared loaf pan and smooth the top. Sprinkle the top with the remaining 1/3 cup semi-sweet chocolate chips, 2 tablespoons brown sugar, and dots of 1 teaspoon butter for a caramelized, chocolatey crust.
- Bake: Bake in the preheated oven for approximately 60 minutes, or until a toothpick inserted in the center comes out clean or with just a few moist crumbs.
- Cool and Serve: Remove the bread from the oven and let it cool in the pan for about 10 minutes. Then transfer to a wire rack to cool completely before slicing to preserve its shape and texture.
Notes
- Choose very ripe bananas for maximum sweetness and moisture.
- Do not overmix the batter to maintain a light texture.
- Store leftover bread wrapped tightly at room temperature for up to 3 days or refrigerate for up to a week.
- Chocolate chips on top add a nice crunch and extra flavor—don’t skip this step!

