If you’re looking for a cozy, irresistible treat that combines the best flavors of fall with a delightful twist, you’ve got to try the Caramel Apple Banana Bread with Streusel Topping Recipe. This luscious banana bread is bursting with ripe banana goodness, studded with tender apple notes, and crowned with a crunchy streusel topping that bakes to golden perfection. The final touch? A generous drizzle of rich caramel sauce that brings everything together with a sweet, buttery finish. It’s comfort food elevated, perfect for breakfast, snack time, or dessert, and guaranteed to become a beloved staple in your kitchen.

Ingredients You’ll Need
This recipe calls for simple, pantry-friendly ingredients that each play a star role in building the bread’s texture, moisture, and flavor. From the natural sweetness and softness of ripe bananas to the warm, fragrant spice in the streusel topping, every component is essential in creating that perfect bite.
- 1 1/2 cups mashed banana: Use very ripe bananas for maximum sweetness and creamy texture.
- 1/3 cup melted butter: Adds richness and helps keep the bread moist.
- 1 teaspoon baking soda: Essential leavening agent for a light crumb.
- 1/4 teaspoon salt: Enhances all the flavors beautifully.
- 1 cup sugar: Balances the natural sweetness of the fruit.
- 1 large egg: Binds everything together and adds structure.
- 1 teaspoon vanilla: Offers a warm, aromatic note.
- 1 1/2 cups flour: Provides the base for the bread.
- 1/2 stick butter (for streusel): Creates a crumbly, buttery topping.
- 2 tablespoons applesauce: Adds moisture and subtle apple flavor to the streusel.
- 1/2 cup sugar (for streusel): Gives sweetness and helps with crispness.
- 1/2 cup brown sugar: Adds depth and a hint of molasses flavor to the topping.
- 3/4 cup flour (for streusel): The base for the crumbly topping texture.
- 1/2 teaspoon cinnamon: Brings warmth and spice to the streusel.
- 1 jar caramel sauce: For drizzling — the perfect sweet finish that ties it all together.
How to Make Caramel Apple Banana Bread with Streusel Topping Recipe
Step 1: Prepare Your Loaf Pan
Begin by greasing and flouring a regular 4×8 inch loaf pan. This simple step ensures your bread won’t stick, making it easy to remove once baked and keeping your crust beautifully intact.
Step 2: Mix the Banana Bread Batter
In a food processor, add your ripe bananas and blend until smooth and mashed. Next, incorporate the melted butter, baking soda, salt, sugar, egg, vanilla, and flour. Pulse everything together until it forms a uniform, smooth batter. This quick method guarantees even mixing without overworking the dough, which keeps the bread tender.
Step 3: Bake the Bread
Pour the blended batter into your prepared loaf pan, spreading it evenly. Place the pan in a 350-degree oven and bake for about 50 to 60 minutes. Keep an eye on it as it bakes to catch that glorious golden color.
Step 4: Create and Add the Streusel Topping
While the bread is baking, prepare the streusel topping by combining half a stick of butter, applesauce, sugar, brown sugar, flour, and cinnamon in the food processor. Pulse until the mixture clumps into crumbs. When your bread has been baking for about 30 minutes, carefully open the oven and spoon the streusel evenly over the top. Return the bread to the oven and continue baking until a toothpick inserted into the center comes out clean and the topping is golden and crisp.
Step 5: Cool and Drizzle with Caramel
Once out of the oven, let the bread cool in the pan for 10 minutes before transferring it to a wire rack. This prevents sogginess on the bottom and helps it set perfectly. When it’s cool, generously drizzle the caramel sauce over the top. The warm caramel mingles with the streusel and bread for an indulgent finish you won’t forget.
How to Serve Caramel Apple Banana Bread with Streusel Topping Recipe

Garnishes
For an extra special touch, sprinkle chopped toasted pecans or walnuts on top before drizzling with caramel. A light dusting of powdered sugar can add a festive look and a hint of sweetness. Fresh apple slices or thin banana coins on the side make for an inviting garnish that echoes the flavors inside the bread.
Side Dishes
This bread pairs beautifully with a steaming cup of coffee or a spiced chai latte for cozy mornings or afternoon breaks. For a brunch spread, serve alongside scrambled eggs or a fresh fruit salad to balance the bread’s richness with brightness and freshness.
Creative Ways to Present
If you’re serving this at a party or gathering, slice the loaf into thick, generous pieces and arrange them on a rustic wooden board with small pots of extra caramel sauce and whipped cream for dipping. Alternatively, toast slices lightly and top with a scoop of vanilla ice cream for a decadent dessert treat.
Make Ahead and Storage
Storing Leftovers
Wrap leftover banana bread tightly in plastic wrap or store in an airtight container at room temperature for up to three days. This keeps the bread moist and preserves the streusel’s crunch. For longer storage, refrigeration is an option, but be sure to bring it to room temperature before serving.
Freezing
You can freeze the bread whole or sliced. Wrap it well in plastic wrap followed by aluminum foil to prevent freezer burn. Frozen banana bread lasts about 2 to 3 months. Thaw overnight in the refrigerator or on the counter for a few hours before enjoying.
Reheating
To refresh the texture, reheat slices in a toaster oven or regular oven set to 325 degrees for 10 to 15 minutes. This revives the crust’s crispness and melds the flavors beautifully. Avoid the microwave if you want to preserve that irresistible texture.
FAQs
Can I use regular apples instead of applesauce in the streusel?
Yes, you can substitute finely chopped apples, but keep in mind that applesauce helps bind the streusel crumbs and retains softness. If using fresh apples, consider using a bit less flour or adding a touch of butter to maintain that perfect crumbly texture.
Is it necessary to use a food processor for this recipe?
While a food processor makes mixing quick and easy, you can also mash the bananas by hand and combine the ingredients with a spoon or mixer. Just be sure to mix until just combined to keep the bread tender and avoid overworking the batter.
How ripe should the bananas be for this bread?
The riper, the better! Bananas with brown spots or even fully brown skins are ideal because they are sweeter and mash easily, giving your bread natural sweetness and moistness.
Can I make this bread vegan?
To make a vegan version, substitute the egg with a flax egg (1 tablespoon flaxseed meal mixed with 3 tablespoons water), use vegan butter or coconut oil, and ensure your caramel sauce is dairy-free. The applesauce in the streusel is already a great egg replacer and adds moisture.
What’s the best way to drizzle the caramel sauce?
Use a spoon or a small piping bag to drizzle the caramel sauce evenly across the bread once it has cooled. This way, the caramel won’t melt into the bread and lose its luscious texture.
Final Thoughts
This Caramel Apple Banana Bread with Streusel Topping Recipe is one of those unbelievably comforting sweet treats that feels like a warm hug on a plate. It celebrates the best kinds of flavors with simple, thoughtful ingredients and careful technique, making it a standout for any occasion. I honestly can’t wait for you to try it and experience that magical blend of soft banana bread, crisp streusel, and creamy caramel. It’s sure to become your new favorite go-to recipe!
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Caramel Apple Banana Bread with Streusel Topping Recipe
- Prep Time: 20 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 15 minutes
- Yield: 12 servings
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
This Caramel Apple Banana Bread with Streusel Topping is a delightful twist on classic banana bread, featuring a sweet and crunchy streusel made with applesauce and cinnamon, and finished with a luscious caramel drizzle. Perfect for a cozy breakfast or a sweet afternoon treat.
Ingredients
Banana Bread:
- 1 1/2 cups mashed banana (2 to 3 ripe bananas)
- 1/3 cup butter (melted)
- 1 teaspoon baking soda
- 1/4 teaspoon salt
- 1 cup sugar
- 1 large egg
- 1 teaspoon vanilla extract
- 1 1/2 cups all-purpose flour
Streusel Topping:
- 1/2 stick butter (1/4 cup)
- 2 tablespoons applesauce
- 1/2 cup sugar
- 1/2 cup brown sugar
- 3/4 cup all-purpose flour
- 1/2 teaspoon ground cinnamon
For Drizzling:
- 1 jar caramel sauce (about 8 oz)
Instructions
- Prepare the Pan: Grease and flour a regular size loaf pan, approximately 4 x 8 inches, to prevent sticking.
- Mash and Mix Ingredients: In a food processor, add the bananas and process until mashed. Then add the melted butter, baking soda, salt, sugar, egg, vanilla, and flour. Process the mixture until well blended, then pour it into the prepared loaf pan.
- Begin Baking: Place the loaf pan in the oven preheated to 350°F (175°C) and bake for 50 minutes.
- Prepare Streusel Topping and Apply: While the banana bread is baking, prepare the streusel topping by adding the butter, applesauce, sugar, brown sugar, flour, and cinnamon to the food processor. Pulse until crumbly. After the initial 50 minutes, remove the bread from the oven and evenly spoon the streusel topping over it. Return the bread to the oven and continue baking until a toothpick inserted into the center comes out clean, about 5 to 10 more minutes.
- Cool and Add Caramel: Remove the bread from the oven and cool on a wire rack for 10 minutes. Then remove the bread from the pan and place it directly on the wire rack to finish cooling. Once cool, drizzle the caramel sauce generously over the top before serving.
Notes
- Ensure bananas are ripe for maximum sweetness and flavor.
- Melted butter should be cooled slightly before mixing to avoid cooking the egg.
- Check the bread early when baking with streusel to prevent over-browning.
- You can substitute caramel sauce with homemade caramel or dulce de leche as desired.
- For a nuttier variation, add chopped walnuts or pecans to the batter or streusel.

